BBVA payment cards

Find the Card That Fits Your Needs

Enjoy enhanced security and control with cards that have no printed numbers.

Manage your payments and transactions with flexibility.

Take advantage of exclusive promotions, including cashback and prize draws through Buy & Win.

Discover our payment cards

Debit card

  • Spend only what you have in your account with your debit card.
  • Split your purchases into 3, 5, or 10 monthly installments using Pay&Plan.
  • Benefit from zero fees forever with no issuance or management costs.
  • Enjoy 3 percent cashback on all purchases made during the first six months.

Credit card

  • Choose how to pay: either in full or in monthly installments ranging from 3 to 36 months. You can also transfer funds from the card directly to your BBVA Current Account for added liquidity.
  • Take advantage of no fees for the first year. Continued use of the card keeps the fee free.
  • Receive 20 percent cashback during the first month of use.

Start Enjoying the Benefits of BBVA Cards

BBVA Cards Put Security First

Limit Functionality

Set custom usage limits to control your card transactions.

Theft Insurance

Withdraw cash safely from any ATM. In the event of theft, your money will be refunded.

On/Off

Switch your card on or off anytime you need extra control.

Without printed numbers

Protect your transactions with a card that has no printed numbers and uses a Dynamic CVV.

Do you need more information?

How do credit, debit, and prepaid cards work differently?
Credit cards let you make purchases even if you don’t have immediate funds, with payments billed at the end of the month. Debit cards only allow spending from your current account balance, with transactions taken out instantly. Prepaid cards operate using a preloaded balance and do not need to be linked to a checking account. Each type offers different ways to manage your spending.
Yes, if your card is lost, stolen, damaged, or no longer works properly, you can request a new one. In the BBVA app, select your card, tap Show more, and choose Replace or Block card. On bbva.it, select your card, go to Transactions, and choose Replace or Block card. Debit card replacements are free, while credit card replacements cost €10.
This function gives you full control over your card by letting you temporarily enable or disable it for all transactions and ATM withdrawals, both in Italy and abroad.
You can immediately block your card through the BBVA app, the bbva.it website, or by calling the toll-free number listed on the Contact page if your card is lost or stolen.
Before submitting your application, carefully read the pre-contractual information outlining fees, interest rates, and terms. This helps you understand the card’s conditions. It is also recommended to review the European PSD2 rules for card payment security.
To apply for BBVA Cards, you must first have a BBVA Current Account. Issuance of a credit card depends on the Bank’s assessment, which considers your creditworthiness. For full details on the economic and contractual conditions of BBVA Cards and Current Accounts, consult the documentation available in the Transparency section of bbva.it. The annual management fee for the BBVA Credit Card can be reduced based on your spending. A 50% reduction applies if during the year of the previous contract you made purchases totaling at least €3,000 at physical or online merchants. A 100% reduction applies if your purchases reach €6,000 or more. A cashback promotion is available on the first €280 of purchases each month for the first six months from your first debit card purchase if you open a BBVA Account by September 30, 2025. This offer is valid for new BBVA accounts opened by that date. The gross interest rate is calculated annually on balances up to €1,000,000 with no minimum required. Interest accrues daily on your current account balance and is credited in a lump sum at the beginning of the following month net of any applicable taxes via direct deposit. For the first six months from account opening a gross interest rate of 3% applies. After this period and until December 31, 2027, which may be extended at the Bank’s discretion, the gross interest rate will be adjusted quarterly. It will never be lower than 25% of the European Central Bank Deposit Facility rate calculated on the day before each quarter begins. You can check the ECB deposit rate at www.ecb.europa.eu and BBVA will notify you of the rate for each quarter at its start.