BBVA Debit Card with zero fees forever
Open your zero-fee BBVA Account and benefit from a 3% gross interest rate on your balance.
No conditions: no salary deposit, no minimum balance, and no commitment required.
Take advantage of the 3% interest for the first six months, and afterward, your money will continue to earn with guaranteed long-term remuneration.
Configure your card usage by setting usage limits.
Withdraw money safely from any ATM. If your cash is stolen, we’ll reimburse you.
Activate or deactivate your card whenever you want.
A card without visible numbers and with a Dynamic CVV for safer transactions.
Win amazing rewards by joining the BBVA 2025 Buy & Win raffles**.
You might be one of the lucky winners!
Fortnightly draws for 100 Amazon.it Gift Cards worth €50 each*.
Exclusive quarterly draws with major prizes, the next one is a Lombardo Bikes electric mountain bike valued at €8,999.
Even more exciting rewards are on the way!
A virtual debit or credit card works in the same way as a standard bank card. The main difference is that it doesn’t exist in physical form — all transactions are managed directly through the app.
A credit card lets you make purchases even if you don’t currently have the funds, since the amount will be billed the following month.
A debit card allows you to pay or withdraw money using the balance in your account, with the amount deducted immediately.
A prepaid card works with money you load onto it in advance; your spending is taken from that balance, and it doesn’t have to be linked to your checking account. Explore more features of these cards.
Yes. While waiting for your physical debit card to arrive, you can make payments with a virtual card. Just add it to a payment app like Apple Pay, Google Pay, or Samsung Pay.
For online shopping, enter the card number and expiration date available in the BBVA app. You can also generate a Dynamic CVV within the app.
For in-store purchases, open your digital wallet, choose the BBVA Debit Card, and hold your phone near the contactless POS terminal. The payment is processed instantly.
Yes. You can withdraw up to €300 from ATMs that support Apple Pay, Google Pay, or Samsung Pay. First, make sure your debit card is added to your digital wallet. The ATM may request your card PIN — if you don’t remember it, you can check it directly in the BBVA app.
Cashback promotion valid on the first €280 of purchases each month for the first six months from the first purchase with a debit card, by opening a BBVA Account by September 30, 2025.
Advertising message for promotional purposes: for further information, consult the information documentation available in the “Transparency” section of bbva.it.
* Amazon.it Gift Cards can only be used to purchase products on Amazon.it and some of its affiliates. Gift Cards cannot be redeemed for cash or transferred to another account except as required by law. Gift Cards expire ten years from the date of purchase. To view the Terms and Conditions of Use, go to amazon.it/buoni-regalo-termini-condizioni . There are no processing fees.
*Buy and Win 2025 Competition: For the purposes of the current draw which will take place on 20/10/2025, card payments made from 01/07/2025 to 30/09/2025 will be taken into account.
Offer valid by signing up for a BBVA account by September 30, 2025.
Gross interest rate calculated annually on balances up to €1,000,000, with no minimum amount. Interest accrues daily on the current account balance calculated at the end of the day and is paid, for each calendar month, in a lump sum during the first business days of the following calendar month, net of any applicable tax withholdings, via direct deposit to the current account.
During the first six months from the date of account opening, a gross interest rate of 3% applies. After the first six months and until December 31, 2027, which may be extended at the Bank’s initiative, the gross interest rate will be paid, at no rate lower than 25% of the interest rate on deposits held with the ECB (“Deposit Facility”) calculated on the day before the start of each quarter. The interest rate on deposits held with the ECB can be found on the website www.ecb.europa.eu. The Bank will inform the Customer of the interest rate that will be applied in the reference quarter at the start of each quarter.
